CM Punjab Khidmat Card Scheme
The Government of Punjab has launched the CM Punjab Khidmat Card Scheme 2025, also known as the Himmat Card, to uplift and empower persons with disabilities (PWDs) across the province. This welfare initiative offers financial assistance, technical training, and rehabilitation support, helping individuals lead a life of dignity, independence, and inclusion.
Unlike traditional aid programs, the Khidmat Card is more than just financial support — it’s a gateway to self-reliance and social integration.
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Punjab Khidmat Card 2025
The scheme provides a complete support package for eligible individuals:
1. Quarterly Financial Assistance – PKR 10,500
Beneficiaries receive PKR 10,500 every three months, directly transferred to their card, ensuring continuous financial support for essential needs.
2. ATM-Enabled Cash Card
The Khidmat Card works like a regular ATM card and can be used at any Bank of Punjab (BOP) ATM or branch, allowing easy access to funds.
3. Free Rehabilitation & Technical Training
The program includes free training courses, rehabilitation services, and skill development programs to help PWDs gain employable skills and become productive citizens.
4. Transparent & Dignified System
The application and distribution process is fully transparent and designed to protect the dignity of applicants, avoiding unnecessary delays and ensuring fairness.
CM Punjab Khidmat Card 2025 – Eligibility Criteria
To qualify for the CM Punjab Himmat Card, applicants must fulfill the following conditions:
| Eligibility Factor | Details |
|---|---|
| Disability Status | Must be a certified person with disability (PWD), verified by the Punjab Social Welfare Department. |
| Employment Status | Must be unemployed, not working in either the public or private sector. |
| PMT Score | Should have a Proxy Means Test (PMT) score of 45 or below to prove low-income status. |
| Other Financial Aid | Must not be receiving financial help from other government programs like Bait-ul-Maal or Zakat Fund. |
How to Apply for CM Punjab Khidmat Card
The registration process is designed to be simple and accessible:
- Visit the Nearest Social Welfare Office
Go to your local Social Welfare Department office to initiate the application. - Submit Required Documents
Provide your:- CNIC/B-Form
- Disability certificate
- Income proof
- PMT score verification (from NADRA or NSER)
- Verification Process
Authorities will verify your details, after which you’ll be notified of your eligibility. - Card Issuance
If approved, you’ll receive your ATM-enabled Khidmat Card, loaded with the quarterly stipend.
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Final Words
The CM Punjab Khidmat Card Scheme 2025 is a revolutionary step towards building an inclusive and empowered society. It not only offers financial assistance but also opens doors to rehabilitation, technical training, and social mobility for persons with disabilities.
This scheme stands as a symbol of dignity and opportunity, allowing PWDs to live independently and contribute meaningfully to the community and economy.
Related Keywords
- CM Punjab Khidmat Card 2025
- Himmat Card Scheme
- Khidmat Card eligibility
- Punjab disability assistance program
- Financial aid for disabled persons in Punjab
- How to apply for Khidmat Card
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